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All opinions expressed are those of Thomas B. Paine and not necessarily those of Centaurus Financial Inc. Mr. Paineís views and recommendations can change. No recommendations are made to any investor without a full discussion of the investorís current financial situation and goals. Tactical investing may involve the use of leveraged funds which multiply results both up and down and have the capacity for increasing volatility. Itís important to understand that all investing involves risk. Whether using asset allocation or tactical management there is risk to principal and no returns are guaranteed. You need to make sure that any investments you may consider are appropriate for your risk profile which includes both considerations of your age and current financial situation. Past performance does not predict future returns. It should not be assumed that investment decisions made in the past will be profitable in the future. Please read all prospectuses and related information prior to investing.

All information has been gathered from sources deemed accurate. However it cannot be guaranteed. No warranties are expressed or implied. Investment decisions should not be made on the basis of the information presented.

This is not an offer to sell securities, which may be done only after proper delivery of a prospectus and client suitability is reviewed and determined. Information relating to securities is intended for use by individuals residing in CA, OR & AZ.

Advisory Services and securities offered through Centaurus Financial, Inc. a registered broker/dealer member FINRA and SIPC.

Advisory Services and Securities offered through Centaurus Financial Inc.,
member FINRA and SIPC.
a registered broker/dealer and registered investment advisor,
1186 E. Grand Ave., Arroyo Grande, CA 93420
Phone: 805-473-6679 Fax: 805-473-0751

Paine Financial Services and Centaurus Financial, Inc. are not affiliated.
CA Insurance License #0703952